Your Life's Incomparable and Your Cover Should Be Too.
We help you save on cover that fits you — not the average John or Jane.
Used by the world's leading companies
Why 1 Million Aussies Choose Compare Club
Tell us what you need and we handle the rest. In minutes, you'll see all your options laid out clearly so you can pick what works best for you.
Australia’s #1 for life and health insurance comparisons.
More people trust Compare Club to help them find the right cover for their needs.
300+ real humans, here to help.
Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.
Independent. Unbiased.
Focused on you.
We’re independently owned, so you get the plan you need, not what we’ve been told to sell.
Rated and recommended by Aussies
People who found what they needed
"I found a better deal in ten minutes that would have taken me weeks to discover on my own. Compare Club cut through all the noise."
"I stopped wasting time hunting through websites. Compare Club showed me everything in one place."
"The comparison was honest. No pressure, no tricks. Just the facts I needed to decide."
"What took me three weeks before now takes minutes. The difference is real."
"I trusted the results because they came from actual providers. No guessing, no outdated information."
"Simple process. Clear options. I made a choice I felt good about without the headache."
Your life. Your goals. Your savings.
From big moves to everyday bills, we help you save again and again on what matters to you.
Health comes first
Check-ups, kids needs or unexpected health needs, we’ve got you covered.
Protect your loved ones
Make sure you have the life insurance you need to look after you and your loved ones.
Lower your energy bills
Electricity costs creeping up? Let’s get that under control.
Rethink your home loan
Whether you're upsizing, refinancing or just want a better rate.
Getting a new car
We’ll help you find the right car loan without the sales pitch.
Smarter spending, sorted
Free up monthly cash flow or maximise rewards with the right credit card for you.
Got questions? Let's clear things up.
No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.
We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.
Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.
No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.
From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.
No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.
Things you should know
As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.
The financial and insurance products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Compare Club does not compare all policies available in Australia and our partner insurers may not make all policies available to Compare Club.